Credit Analyst Ibeju/Lekki

Credit analysts assess and make decisions about customer credit applications using a range of criteria including purpose of application, credit viability, customer payment history and customer credit-worthiness.
rnTypical tasks include:
rngathering information
rnreading financial briefings
rnassessing, analysing and interpreting complicated financial information
rnundertaking risk assessment analysis
rnvisiting clients
rnkeeping company credit exposures within set risk bearing limits
rnusing credit-scoring systems for small credit amounts (such as small unsecured personal loans)
rnkeeping knowledge of key issues up-to-date (for example legal, market risk and compliance issues)
rnhelping to enhance the quality of credit applications
rnmaking recommendations about procedural/policy changes
rnQualifications and training required
rnA good honours degree (min 2.1) in any subject together with several years' relevant experience is usually required for entry into the profession. Qualifications in business studies, management, statistics, finance, mathematics, accounting, physical/applied sciences or economics can be helpful, as can an MBA or similar postgraduate/professional qualification.
rnRelevant paid or voluntary experience gained via insight programmes, job shadowing, work experience placements and internships can be particularly beneficial.
rnKey skills for credit analysts
rnEmployers seek adaptable, confident, reliable and motivated graduates with strong time management skills and the ability to work effectively under pressure. Excellent IT, analytical, numerical, interpersonal, communication, problem-solving and team working skills are also essential.