Loan Officer - Lagos Mainland

Responsibilities
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rnEvaluate credit worthiness by processing loan applications and documentation within specified limits
rnInterview applicants to determine financial eligibility and feasibility of granting loans
rnDetermine all applicable rations and metrics and set up debt payment plans
rnCommunicate with clients either to request or to provide information
rnJustify decisions (approvals/rejections) and report on them
rnComplete loan contracts and counsel clients on policies and restrictions
rnUpdate job knowledge on types of loans and other financial services
rnMaintain and update account records
rnAssess customer needs, explore all options and introduce different types of loans
rnDevelop referral networks, suggest alternate channels and cross-sell products and services to accomplish quotas
rnGo the “extra mile” to build trust relationships, customer loyalty and satisfaction throughout the underwriting process
rnΟperate in compliance with laws and regulations and adhere to lending compliance guidelines
rnRequirements
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rnProven working experience as a loan officer
rnFamiliarity with computers and banking applications/software
rnSolid understanding of direct/indirect lending products and practices
rnExcellent communication and interpersonal skills
rnCustomer satisfaction orientation and sales competencies
rnAbility to work in a goal oriented environment
rnBS degree in finance, economics or a related field
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rnMODE OF APPLICATION: All qualified and interested applicants should forward a comprehensive resume to the comment box provided or to this email address career.gosioconsult @ outlook.com for urgent recruitment and must be willing to resume duty immediately.
rnOnly qualified applicants will be reached through their contact. LAGOS residents only
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