Loan Processor - Lagos Mainland

Job brief
rn
rnWe are looking for a reliable Loan Processor to perform appraisals of business or individual loans. You will undertake an intermediary role between potential clients and our financial institution. The goal is to help qualified applicants obtain loans in a timely manner and protect our organization’s credibility. Loan processor duties and responsibilities will include analysis, appraisal and evaluation of loan applicants, as well as writing and finalizing contracts.
rn
rnResponsibilities
rn
rnPerform initial appraisal of potential borrowers by thoroughly examining their applications
rnAssess the credit standings of applicants through background research
rnInterview applicants to evaluate their eligibility for loan or mortgage
rnConclude on all applicable financial and non-financial criteria and develop loan repayment plans
rnFollow up with clients to clarify important points
rnGive the “green light” to eligible candidates and report decisions with sound arguments
rnFinalize loan contracts and keep clients informed in rules and obligations
rnRemain up to speed regarding lending and other financial services
rnCreate and renew records
rnIdentify customer needs, explore all options and suggest different types of loans
rnCultivate trustworthy referral networks, suggest alternate channels and cross-sell products and services
rnForge trust relationships and enhance customer dedication
rnWork within established regulations and adhere to law requirements at all times
rn
rnRequirements
rnGood knowledge of banking computer software and MS Office
rnComprehension of direct/indirect lending procedures
rnIn-depth understanding of relevant rules and regulations
rnExcellent communication and sales skills
rnBalance between customer satisfaction orientation and a results driven approach
rn
rnQUALIFICATION:
rnApplicants must possess minimum of National Diploma/Bachelor Degree in any related field. A professional qualification will be an added advantage.
rnHOW TO APPLY:
rnInterested qualified and applicants should forward their cv/details to or send your brief details to the HR on
rn080-2073-7456 NOTE: This opening is for Lagos resident only.