Loan Processor - Lagos Mainland

12 Jan 2017 - 01:15

Lagos Mainland

Responsibilities
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rnPerform initial appraisal of potential borrowers by thoroughly examining their applications
rnAssess the credit standings of applicants through background research
rnInterview applicants to evaluate their eligibility for loan or mortgage
rnConclude on all applicable financial and non-financial criteria and develop loan repayment plans
rnFollow up with clients to clarify important points
rnGive the “green light” to eligible candidates and report decisions with sound arguments
rnFinalize loan contracts and keep clients informed in rules and obligations
rnRemain up to speed regarding lending and other financial services
rnCreate and renew records
rnIdentify customer needs, explore all options and suggest different types of loans
rnCultivate trustworthy referral networks, suggest alternate channels and cross-sell products and services
rnForge trust relationships and enhance customer dedication
rnWork within established regulations and adhere to law requirements at all times
rnRequirements
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rnProven working experience in a loan processor role
rnGood knowledge of banking computer software and MS Office
rnComprehension of direct/indirect lending procedures
rnIn-depth understanding of relevant rules and regulations
rnExcellent communication and sales skills
rnBalance between customer satisfaction orientation and a results driven approach
rnBSc degree in finance, economics, or a related field
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