Underwriter - Lagos Mainland

Job brief
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rnWe are looking for a thorough Underwriter to determine potential clients’ risk factors and to establish the terms of coverage. The successful candidate must be able to set up rules which will result in securing an average proportion of good risks in order to keep average claims cost low and to enable the company to offer insurance at a lower net cost.
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rnResponsibilities
rnReview insurance applications for compliance and adherence
rnAssess clients’ background information and financial status
rnLiaise with specialists to gather information and opinions
rnWeight loss exposures and determine underwriting alternatives
rnDraw up a quotes for competitive insurance premiums
rnNegotiate and define the specific terms of insurance policies with brokers or policyholders
rnKeep detailed records of policies underwritten and decisions made
rnBalance between mass and homogeneity of risks to achieve predictability of future results
rnDevelop and maintain a profitable book of business for the insurer
rnFollow applicable insurance laws
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rnRequirements
rnHands-on experience with “smart systems”, analytical tools and statistical packages (spreadsheets,SPSS, databases etc)
rnSensible judgement and attention to detail
rnConfident decision making skills
rnExcellent knowledge of insurance policies and ability to relate policy provisions to the loss exposures
rnProven numeracy and statistical skills
rnInsurance diploma or certification
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rnQUALIFICATION:
rnApplicants must possess minimum of National Diploma/Bachelor Degree in any related field. A professional qualification will be an added advantage.
rnHOW TO APPLY:
rnInterested qualified and applicants should forward their cv/details to or send your brief details to the HR on
rn080-2073-7456 NOTE: This opening is for Lagos resident only.
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