Loan Processor - Lagos Mainland

Job brief
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rnWe are looking for a reliable Loan Processor to perform appraisals of business or individual loans. You will undertake an intermediary role between potential clients and our financial institution. The goal is to help qualified applicants obtain loans in a timely manner and protect our organization’s credibility. Loan processor duties and responsibilities will include analysis, appraisal and evaluation of loan applicants, as well as writing and finalizing contracts.
rnResponsibilities
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rn Perform initial appraisal of potential borrowers by thoroughly examining their applications
rn Assess the credit standings of applicants through background research
rn Interview applicants to evaluate their eligibility for loan or mortgage
rn Conclude on all applicable financial and non-financial criteria and develop loan repayment plans
rn Follow up with clients to clarify important points
rn Give the “green light” to eligible candidates and report decisions with sound arguments
rn Finalize loan contracts and keep clients informed in rules and obligations
rn Remain up to speed regarding lending and other financial services
rn Create and renew records
rn Identify customer needs, explore all options and suggest different types of loans
rn Cultivate trustworthy referral networks, suggest alternate channels and cross-sell products and services
rn Forge trust relationships and enhance customer dedication
rn Work within established regulations and adhere to law requirements at all times
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rnRequirements
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rn Proven working experience in a loan processor role
rn Good knowledge of banking computer software and MS Office
rn Comprehension of direct/indirect lending procedures
rn In-depth understanding of relevant rules and regulations
rn Excellent communication and sales skills
rn Balance between customer satisfaction orientation and a results driven approach
rn BSc degree in finance, economics, or a related field
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rnMethod of Application
rnQualified and Interested candidate should send cv to: