Credit Analyst - Lagos Mainland

Responsibilities
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rnRoutinely monitor loans for compliance
rn Adhere to credit policy and guidelines
rn Monitor corporate portfolio asset quality on an ongoing basis
rn Draft models of credit information that predict trends and patterns
rnAssess creditworthiness of existing or prospective clients
rn Examine financial transactions and credit history case by case (applications, statements, balance sheets, legal documents etc)
rn Complete ratio, trend and cash flows analyses and create projections
rn Deliver a multidimensional perspective on the investment outlook in an accessible and informative manner
rn Determine in depth the degree of risk involved
rn Carefully analyse data and produce clear and objective reports
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rnRequirements
rnProficiency in statistical packages and financial software
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rn Proven working experience as a credit analyst
rnStrong communication and presentation skills
rn Sound judgement
rn BS degree in Business, Statistics or related field
rn Up to date with legal, compliance and market risk related issues
rn Ability to analyze cash flows, leverage, collateral and customer strength
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