Credit Analyst - Lagos Mainland

Responsibilities

Routinely monitor loans for compliance
Adhere to credit policy and guidelines
Monitor corporate portfolio asset quality on an ongoing basis
Draft models of credit information that predict trends and patterns
Assess creditworthiness of existing or prospective clients
Examine financial transactions and credit history case by case (applications, statements, balance sheets, legal documents etc)
Complete ratio, trend and cash flows analyses and create projections
Deliver a multidimensional perspective on the investment outlook in an accessible and informative manner
Determine in depth the degree of risk involved
Carefully analyse data and produce clear and objective reports


Requirements
Proficiency in statistical packages and financial software

Proven working experience as a credit analyst
Strong communication and presentation skills
Sound judgement
BS degree in Business, Statistics or related field
Up to date with legal, compliance and market risk related issues
Ability to analyze cash flows, leverage, collateral and customer strength